Self-employed driver tax estimator

Taxi, private hire and Uber/Bolt drivers are self-employed, so you pay your own income tax and National Insurance. Enter your yearly profit to estimate the bill and how much to set aside.

Your profit = fares received minus allowable business costs (fuel, insurance, licence, vehicle finance/rental, servicing, etc.) — not your total fares.

Based on 2026/27 rates for England, Wales & Northern Ireland. Class 2 NI is treated as paid (no charge) on profits above £7,105. Scotland uses different income-tax bands, so Scottish drivers will differ a little.

Estimated tax & National Insurance

£4,012

£334/month to set aside · 14.3% of profit

Income tax£3,086
Class 4 National Insurance£926
Take-home after tax£23,988

An estimate only — not tax advice. It doesn't include student loan repayments, payments on account, or other income. Always check the figures with HMRC or an accountant.

How driver tax works

As a self-employed driver you're taxed on your profit — your fares after allowable business expenses such as fuel, insurance, your licence, vehicle finance or rental, servicing, cleaning and phone costs. You report this through a Self Assessment tax return each year.

On that profit you pay income tax (after your £12,570 personal allowance) plus Class 4 National Insurance. Setting aside roughly a fifth to a quarter of your profit as you go is a sensible habit so the January tax bill isn't a shock. Not sure what you'll earn first? Try the take-home earnings estimator, and see the earnings guide.